American homeowners had, on average, a record $313,000 in home equity at the start of 2025, according to Intercontinental Exchange. A home equity loan allows you to borrow against your home's value to ...

FHA loans are a great option for borrowers with a small down payment or less-than-perfect credit because they only require 3.5% down with a 580 FICO Score. (If you put at least 10% down, you can be ...

Doug Wintemute is a staff writer for Forbes Advisor. After completing his master’s in English at York University, he began his writing career in the higher education space. Over the past decade, Doug ...

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Liz Simmons is an education staff writer at Forbes Advisor. She has written about higher education and career development for various online publications since 2016. She earned a master’s degree in ...