Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, risk management, and public policy. Peter began covering markets at Multex (Reuters) ...

ROA measures profit relative to a company's total assets; higher ROA indicates better financial efficiency. ROA is calculated with either net income and total assets or with net profit margin and ...

Adamas Trust’s baby bonds offer nearly 10% yield, strong safety, and superior risk-adjusted returns over preferred stocks.

Central Pacific Financial Corp. (NYSE: CPF) (the "Company"), parent company of Central Pacific Bank (the "Bank" or "CPB"), today reported net income of $18.6 million, or $0.69 per fully diluted ...

The chances of first-home buyers getting a mortgage may improve with a proposal to allow banks to lend more to low-deposit borrowers. The Reserve Bank (RBNZ) is consulting on easing loan-to-value ...

Private sector lender YES Bank on Friday reported its business updates for the quarter ended September 2025. The bank reported a quarter-on-quarter rise in both loans and deposits. Loans and advances ...

Public company share value is easily found via market price; private share valuation is complex. In mergers, deduct debts and payouts from the buyout sum to find common equity per share value. Deal ...

Ujjivan Small Finance Bank Ltd (BOM:542904) reports strong loan disbursements and branch expansion, while addressing asset quality concerns and credit costs.