If you are trying to optimize your spending to get a better credit score, it's important to look at a magic number, called your credit utilization rate. Your credit utilization rate (also known as ...

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Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not ...

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Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not ...

Sara Rathner is a NerdWallet travel and credit cards expert. She has appeared on the “Today” show and CNBC’s “Nightly Business Report,” and has been quoted in The New York Times, The Washington Post, ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Thanks to the fascination surrounding the Centurion ® Card from American Express — aka the original "Black ...