Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Steven Nickolas is a writer and has 10+ years of experience working as a consultant to retail and institutional investors. Charlene Rhinehart is a CPA , CFE, chair of an Illinois CPA Society committee ...

Dylan MoriartyDylan Moriarty is a graphics reporter and cartographer at The Washington Post. @DylanMoriarty Joe FoxJoe Fox is a senior interactive news designer. Before joining The Post in 2018, they ...