Most people are tanking their credit scores… just by paying wrong. Here’s the right way 👇 ✅ Pay your full statement balance by the due date (skip the interest trap) ❌ Ignore the “minimum payment” bait — that’s how they keep you in debt 📉 Keep your balance under 30% of your credit limit Credit is a game. Comment SKOOL and Learn the rules in my free credit course #finance #personalfinance #financialliteracy #creditrepair #moneymoves Follow @chriscobb_chosen if you want to make money simple.
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Most people are tanking their credit scores… just by paying wrong. He…
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TikTokchriscobb_chosen
The myths we have around debt, including credit card debt, can prevent us from managing our finances with confidence. Not to mention the rising cost of living, rising inflation and slowing job growth. But paying off your debt is not impossible, says financial educator Rita-Soledad Fernández Paulino. That's why Life Kit created our Guide to Paying Off Credit Card Debt. It's a free, one-month newsletter series where financial educators explain how to create a credit card payment plan that works wi
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The myths we have around debt, including credit card debt, can pre…
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TikToknpr
Jade Warshaw on Instagram: "It takes around 6-8months for your credit score to disappear once you pay off your final debt. This means the score drops to zero, or becomes indeterminable. And remember a zero credit score is just as good as a high credit score- in fact it’s better because it doesn’t require debt 邏"
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Dave Ramsey on Instagram: "My credit score is zero. And that’s exactly how I like it. I own hundreds of millions of dollars’ worth of property, all paid for in cash. Yet I couldn’t even rent an apartment today because I refuse to play the credit-score game with banks. That’s how broken our culture is about money. Stop chasing a number that only exists to make banks wealthy and keep you in debt."
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