William Scott on Instagram: "Make the hard decision 👇🏻 When I was 21, my mate said something that completely changed my life. Back then, I was working as a welder 10 hours a day, fat, miserable. I had no money, girls wouldn’t even look at me. And he said to me, ‘Six months ago, he was the same. Now he had got his dream job, a new girlfriend, and a brand new bmw. And that moment hit me bro, because I’d seen it happen with my own eyes, his life completely changed in six months because he actuall

Dave Ramsey on Instagram: "What you actually DO with the money you make matters more than the amount of money you make. There are plenty of people who make a lot of money but still live paycheck to paycheck. On top of that, married couples need to budget their money TOGETHER. I do not have an income. My wife and I have an income. It’s as much hers as it is mine—spiritually, morally, and legally. It’s not MINE, it’s OURS. When you change your language like that, it forces you set goals together.